About Us

I’m Ravisha Gupta, Founder of Capital Conclave — an M&A advisor, business broker, and commercial financing specialist working with owners buying, selling, and financing businesses valued $500K–$25M across Canada and the US.

I used to sit on the bank’s side of the table. Over 17+ years across financial services and business advisory — starting at HSBC, through M&A research at KPMG, executive search at Heidrick & Struggles, and 7+ years inside Canadian banking at TD, Scotiabank, Tangerine, and Questrade — I learned exactly what lenders and buyers actually look for. Now I sit on yours.

My path here wasn’t a straight line. It included immigrating to Canada, building a career across two countries, and completing my MBA part-time while starting a family — enough reinvention along the way to know firsthand what it takes to bet on yourself. That’s not a detour from this work, it’s exactly why I do it well. I know what it feels like to need a financing structure to actually work, not just look good on paper.

I hold an MBA in Services Marketing from IMT Ghaziabad and I’m CIFC certified. Every deal I take on is underwritten, buyer-qualified, and built to close — financeability is tested before any bank sees the file.

Background

• HSBC — where the financial services career started
• 7+ years in Canadian banking — TD, Scotiabank, Tangerine, Questrade
• KPMG — M&A research, IPO, and transaction advisory (US T&R)
• Heidrick & Struggles — executive search
• MBA in Services Marketing — IMT Ghaziabad; B.Com (Hons), Delhi University
• CIFC certified; former licensed mortgage agent

What makes the approach different

• Lender-style underwriting. I structure and stress-test the capital stack — CSBFL, BDC, bank term debt, ABL, vendor take-backs — before submission, so files arrive the way credit teams want to read them.
• Confidential, off-market process. Businesses are never advertised publicly. NDAs come first, always.
• Buyers qualified upfront. No tire-kickers and no unfunded offers — only vetted buyers meet owners.
• With you to funding. Support continues through diligence, negotiation, and close — not just to the handshake.

Financing specialization

Deep specialization in CSBFL (Canada Small Business Financing Loans) and senior-lender pre-positioning: getting businesses ready so senior lenders can say yes — including EBITDA/SDE normalization, DSCR analysis, and lender-ready packaging.

Community

Active in the Durham Region business community, including BNI and local networking. Member of IBBA, the Durham Region M&A Club, BusinessBrokersHQ, and MExit; connected with the Whitby Chamber of Commerce; confidential introductions partner to Canadian lenders.

Ready for a confidential conversation? Book a 30-minute call or reach me at +1 647-391-1517 / Ravisha@capitalconclave.com.