I help business owners sell, buyers acquire, and lenders say yes — for businesses valued $500K to $25M. Every deal is underwritten, buyer-qualified, and built to close.
Ravisha Gupta — Founder, M&A Advisor & Commercial Financing Advisor
One advisor across the whole transaction — valuation, buyers, and the financing stack that makes the deal fundable.
Valuation, confidential information memorandum, buyer sourcing, negotiation, and close. Off-market and confidential — never advertised.
Sell my business →Find, screen, and evaluate acquisition targets that fit your strategy — and your financing profile — before you spend a dollar on diligence.
Buy a business →CSBFL, BDC, and bank term debt — structured into a capital stack that lenders actually approve. Financeability tested before any bank sees the file.
Explore financing →Cash-flow loans, ABL, operating lines, and working capital through transition.
Business plan, EBITDA/SDE normalization, and DSCR analysis — built the way banks read a file.
A pre-submission check: can this deal be funded as structured — and how do we fix it?
One advisor across the whole transaction — no hand-offs, no black box.
I establish what your business is really worth — and what buyers will actually pay for.
Financials normalized, CIM built, lender package prepared. Nothing advertised — NDAs first, always.
I approach qualified buyers who fit strategically and financially — never a blast list, never tire-kickers.
Offers negotiated, financing structured and stress-tested, diligence managed through funding and close.
I used to sit on the bank’s side of the table. Seven years across TD, Scotiabank, Tangerine, and Questrade taught me exactly what lenders and buyers look for — now I sit on yours.
With early-career M&A and transaction advisory experience at KPMG, executive search at Heidrick & Struggles, an MBA in Services Marketing (IMT Ghaziabad), and CIFC certification, I bring a lender’s discipline to every mandate: financeability tested before any bank sees the file.
A look at how deals in the $500K–$25M range are typically structured and funded. Illustrative, anonymized structures — actual terms vary by lender and file.
First-time buyer, strong operator, thin collateral. Needed a structure a senior lender would approve without delay.
Why it works: A clean structure with a fast lender-approval path.
Founder ready to exit after three decades. Buyer needed the price bridged without over-leveraging day one.
Why it works: The seller reaches full valuation without over-leveraging the buyer.
Workshops and sessions for business owners across Durham Region and beyond — on buying right, selling well, and getting funded.
Practical thinking on selling, buying, and financing businesses — from someone who has sat on the lender’s side of the table.
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Capital Conclave is based in Oshawa, Ontario — helping owners across Durham Region, the GTA, and Canada buy, sell, and finance businesses valued $500K–$25M.
Confidential exit planning and buyer sourcing for Durham Region owners — from Whitby to Clarington.
Sell my business →Off-market acquisition search across Oshawa, Whitby, Ajax, and Pickering — with financing structured to close.
Buy a business →CSBFL and commercial loan structuring from an ex-banker who knows what local lenders look for.
Explore financing →Proudly connected: Whitby Chamber of Commerce · BNI · IBBA · Durham Region M&A Club
Whether you are buying, selling, or financing — every discussion starts with a straightforward look at your numbers.
Prefer to start with numbers? Get a free business valuation
